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Insights & Updates from Creative Services, Inc.
Compliance
Consumers Have the Right to Obtain a Security Freeze
Congress recently passed the Economic Growth, Regulatory Relief, and Consumer Protection Act, which has several provisions that go into effect September 21, 2018. One of the provisions states that a notice of rights regarding a credit freeze must be provided to a consumer every time the consumer is required to receive a summary of rights under section 609 of the Fair Credit Reporting Act.
Recruiting
Employment Verifications: “Trust But Verify”
CSI Associate General Counsel Kellie O’Shea, Esq., PHR, discusses the importance of and best practices in conducting employment verifications for potential employees in a recent article published in The 2018-19 edition of The Background Screening Resource Guide.
Compliance
BCFP Issues New FCRA Summary of Rights
As a follow up to CSI’s Client Advisory on September 6, 2018, the Bureau of Consumer Financial Protection (formerly the Consumer Financial Protection Bureau) has recently released a revised Fair Credit Reporting Act (FCRA) Summary of Rights effective September 21, 2018. The new FCRA Summary of Rights will replace any existing FCRA Summary of Rights.