The Consumer Financial Protection Bureau (CFPB) document Notice To Users Of Consumer Reports: Obligations Of Users Under The FCRA identifies your responsibilities relating to:
• Permissible Purpose
• User Certification
• Disclosure and Authorization
• Protection and Disposal of Sensitive Information
• Adverse Action
• Liability for Violations
The complete text of this document can be found on CSI’s website at: https://www.creativeservices.com/documents/Notice_to_Users_of_Consumer_Reports.pdf, or on the Consumer Financial Protection Bureau website at: http://files.consumerfinance.gov/f/201211_cfpb_correcting-amendments-to-regulation-v.pdf.
In addition, CSI recommends its clients consult legal counsel regarding their specific legal responsibilities as well as compliance with background screening and drug testing policies and procedures.